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Are most people holding xrp long term or trading it?

XRP Discussion | Holders vs. Traders in 2026

By

Maria Gonzalez

Jan 21, 2026, 08:08 PM

Edited By

Talia Ben-Ari

Updated

Jan 23, 2026, 04:58 AM

2 minutes reading time

A graphic showing a balance between long-term holding and active trading of XRP cryptocurrency, with visuals of coins and trading charts.
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A growing divide among cryptocurrency holders surfaces as discussions around XRP heat up. Key sentiments reveal a mix of long-term holding strategies and trading tactics, as forums showcase different views on the future of this prominent asset.

Context Surrounding XRP's Market

Recent exchanges reveal a nuanced landscape for XRP investors. While market volatility is evident, many remain committed to their investments, leading to a chorus of opinions on the best strategy moving forward. The community's sentiment is colored by recent trends in price fluctuations and personal experiences from various holders.

Key Themes from Recent Comments

  1. Investment Strategy: A significant number of individuals are focused on long-term strategies. One participant shared, "Started buying in 2021. I'm still in the Top 1.5% of holders according to The Rich List." This highlights a commitment to holding, despite market ups and downs.

  2. Emotionless Trading: A straightforward approach to trading emerged, with one commenter stating, "It goes up. You buy. It goes down. You buy. Thatโ€™s the trick." This reflects a sentiment that successful trading hinges on emotional discipline.

  3. Expectations for Gains: Many holders express patience regarding potential gains. A user confidently remarked, "Holding until the end. It takes a long time to change the world." This speaks to a belief in XRP's long-term potential.

User Sentiment Snapshot

The discourse presents a mix of optimism and caution. Some individuals express anxiety over recent losses, with one user stating, "I am down 25% on 25k, any advice?" However, the majority resonate with a hopeful outlook for their investments.

"Filled my bags at .19. I'm holding strong!"

Key Insights

  • ๐Ÿ’ฐ "Holding for a long run" is prevalent among respondents.

  • ๐Ÿ“Š Some participants plan to cash out when they reach personal profit goals: "I believe your attitude is perfect for a retail buyer."

  • โ—Ž A user shared a clear strategy: "I invest to see gains in 10 years maybe if not I only invest what I can live without."

As 2026 unfolds, XRP holders confront a dynamic market influenced by regulatory shifts and evolving investor sentiment. Analysts forecast diverse price movements, suggesting that while some may trade actively, others remain steadfast in their long-term plans.

With the historical context of crypto investment in mind, it appears many insist on their strategies, whether holding tight or eyeing profitable trades. As always, the crypto market demands adaptability and a well-considered approach.

Even amid uncertainty, a commitment to clear investment strategies may remain the guiding principle for many in this community.